Looking to buy a home? My top 5 tips to get you started!

So you’re looking to buy a home? Here’s my 5 top rips to get your started…

  1. See a mortgage broker to check your affordability – It’s important you know how much you can borrow and buy a property for to make sure you don’t view and fall in love with a home you can’t afford!

  2. Access your credit file – such as Experian and give the report to your mortgage advisor – will help them recommend the options available to you

  3. Create a viewing plan – At Heartland Mortgage Services we work with our clients to create a viewing strategy to ensure they are viewing a range of houses to make sure the one that they buy is right for them

  4. Need to sell? – get your home on the market! A lot of people will be looking at Rightmove daily waiting for their dream home to come onto the market –unfortunately this normally means they miss out as it is sold to someone who is already sold or more proceedable. Get yourself sold and in the strongest position possible for someone to accept your offer – your home will be someone else’s dream home they have been waiting for!

  5. Understand the costs – costs to move vary from person to person – at Heartland we offer this as part of the process, so you are in an informed position from day 1!

If you are looking to buy a home and need help and advice on not only the mortgage but also the house buying process please don’t hesitate to contact Heartland Mortgage Services on 07540626386